Have you seen people on social media who are taking family vacations, staying home with their kids, paying off debt, and building their savings all while enjoying their lives?
This is how you do it!
Helping you take that dream life and turn it into a reality through budgeting.
Budget To Your Dream Life is a go-at-your-own-pace video course program designed to help people like you live out their dream life by budgeting and working on financial goals.
This is how my husband and I were able to go from $80k in student loan debt to becoming homeowners, taking vacations, starting a family, and allow me to become a stay-at-home mom!
No, you don’t need a huge income.
No, you don’t need to be debt-free.
No, you don’t need to already know how to budget.
All you need is the desire to make a change, and be ready to put in the work.
I’m a mom of almost 2 boys (baby number 2 due in June!) and a stay at home working mom. I get to spend day time hours with my son and then work for myself when he’s asleep!
This is truly the dream life I always had envisioned for myself, and I want to help you do the same – whatever your dream life may look like.
Many people believe that you have to choose between living a fun life OR working on financial goals. I used to think that too. But over time, I learned that it is possible to do both. In fact, managing your finances well is what allows you to be able to live the dream life!
When we started our financial journey, I wish someone could have told me that it’s okay to enjoy life along the way, and walk alongside me during the journey.
So I’m here to be that person for you! I know how overwhelming it can be to have so much debt while your dreams and life enjoyment are on the back burner. But that isn’t how you should navigate your financial journey.
I’ve helped others achieve their financial goals while still enjoying life, and now it’s your turn.
When my husband, Jacob, and I got married in 2015, we had just graduated college and had over $80k of student loan debt combined! It was quite overwhelming as we were just starting entry-level jobs and didn’t make much.
We had dreams for our future. We wanted to be able to be homeowners some day and have children. I also had the desire to be a stay-at-home-mom. But we didn’t know how we could do all of that with so much debt. So we decided that we wanted to pay it off as soon as possible.
That’s how we started budgeting. Every month we set a plan for our money using a budget. And then we tracked how our spending was going as well as the progress we were making on our debt.
We eventually paid off our debt in 2.5 years, but our journey was not perfect…
During that time, we thought we couldn’t enjoy our lives at all! We lived in a tiny, moldy 1 bedroom apartment. We didn’t go out to eat. We took public transportation, which gave me anxiety every day. Honestly, our lives were miserable at the time. And my mental health suffered because of that.
Did we pay off the debt? Yes.
Was it taxing on our mental health and marriage? Yes!
That’s when we knew that something had to change. We already had a budget. So we began budgeting for fun things in life too as we moved onto our next goal: saving.
We moved to a nicer apartment. We budgeted for regular date nights. We even budgeted for vacation and got to take an amazing trip to Hawaii in 2018! And from there, we found the balance in working on our goals while enjoying life, and working toward those big dreams.
From there, we saved a full 6 month emergency fund, started investing for retirement, saved for a down payment and bought our first house, and contributed to our son’s college savings!
And then the dream… I eventually quit my job to be a stay-at-home-mom!
And we have done these things while taking regular family vacations, regularly eating out, and spending money on things that we enjoy!
Budgeting every month allowed us to do all these things.
And I want to show you how you can too.
This looks different for everyone.
But for us, living the dream life has meant that I have the flexibility to be home with my son and not report to an employer.
It’s also meant owning our home, taking regular vacations and STILL working on our money goals.
Maybe this looks like more family time.
Becoming homeowners.
Being a stay-at-home-mom.
Or financial freedom where money doesn’t dictate how you live your life.
What does your dream life look like? With Budget To Your Dream Life, that dream is well within reach.
1. Spend years stuck in your financial situation with your dream being just that–a dream?
OR
2. Have a plan for how you can accomplish financial goals without sacrificing your dreams and life enjoyment?
I’d definitely take #2!
BTYDL is the course created to help others achieve their financial goals and dream life through creating and optimizing a budget. It doesn’t matter what your starting income level is or the kind of goals you’re wanting to work towards. Maybe you don’t even know what goals to work on. That’s okay! You’ll be on your way with Budget To Your Dream Life.
First, you’ll determine what your goals are. I want you to actually dream about what you want your life to look like. The same goes for your financial goals! We’ll talk about goals you want to achieve and your WHY for working on these goals. We’ll also walk through what’s important to you and what isn’t! It’s all about starting off with a great mindset.
Once you have an idea of your dream life and financial goals, you’ll create your budget. We’ll start with your budgeting platform and working with your spouse. We’ll go line by line to set your budget including income, expenses, debt and savings. Working on paying off debt or building savings? We’ll cover that in depth too!
Here you’ll learn how to get the most out of your budget to make it work for YOU and your goals. You’ll learn how to get creative when it comes to your finances so that you can accomplish your goals faster.
Let’s break it down module by module!
By creating a positive money mindset and evaluating your goals, you’ll be ready to take them from a dream to reality.
By optimizing your budget, you can make more room for financial goals and things that you enjoy! Let’s spend money on the things that bring us enjoyment and get creative on ways to save and make more money.
You’ve made your budget and probably have questions! In this module we’re going to break down some frequent budgeting questions and mistakes so you’ll feel confident in your budgeting journey.
Mock budget examples including…
No two households are the same. And your budget and circumstance will look different than someone else’s. But this module will cover a few different lifestyles and budget examples that you can reference as you create your own budget.
When you enroll in Budget To Your Dream Life, you’re eligible for bonuses depending on the tier you choose
(see all the details in the pricing section).
You’ll receive Marissa’s best-selling monthly budget template at both tiers. But other budget templates come in handy for other aspects of life too! Enroll in the Gold tier and receive the annual budget template, vacation budget template, Christmas budget template and loan payoff template to help you on your budgeting journey!
If your dream is to be a stay-at-home-mom, this bonus module is for you! I’ll cover the transition to one income, and things to include in your family budget for this lifestyle. We’ll also talk about specific ways you can help save your family money on family & child expenses. And importantly, talk about how you can optimize your SAHM role by making money from home while your kids sleep (no, not an MLM).
Getting started is easy! Simply select the preferred tier option that makes the most sense to you. You’ll then get access to the whole course right away.
Is this a busy season for you? This is a go-at-your-own-pace course so you can go as quickly or slowly as you need to get the most out of the available content. Each module will have easy action steps that you can take to maximize your success on this journey. And there are FREE worksheets and templates to help you along the way.
$97 $57
Over 4 Hours Of Video Content
How To Create A Budget That Lasts
Budget Templates & Printables
Budgeting For Splurges & Fun
Ways To Accomplish Financial Goals Quickly
Answers To Common Budgeting Questions
*BONUS* SAHM Money Guide ($37 Value)
*BONUS* Annual Budget Template ($9 Value)
*BONUS* Loan Payoff Schedule ($9 Value)
*BONUS* Vacation Budget Tracker ($9 Value)
*BONUS* Christmas Budget Tracker ($9 Value)
$127 $87
Over 4 Hours Of Video Content
How To Create A Budget That Lasts
Budget Templates & Printables
Budgeting For Splurges & Fun
Ways To Accomplish Financial Goals Quickly
Answers To Common Budgeting Questions
*BONUS* SAHM Money Guide ($47 Value)
*BONUS* Annual Budget Template ($9 Value)
*BONUS* Loan Payoff Schedule ($9 Value)
*BONUS* Vacation Budget Tracker ($9 Value)
*BONUS* Christmas Budget Tracker ($9 Value)
“I loved the Budget to Your Dream Life course! Marissa covers everything you could ever want to know about budgeting and makes the process super easy. The templates help putting things into practice right away. I especially liked the mindset section and the way Marissa helps you think creatively about your budget to find more money for your goals. I feel much more confident about budgeting now and on my way to working more flexibly from home.”
“I’ve definitely made our budget more detailed which I think will help us not overspend.”
“[Budget To Your Dream Life] gives me the confidence to be a stay at home mom while still achieving financial goals.”
Yes! Definitely. I made a lot of mistakes in our own debt-free journey that caused my mental health to suffer. I want to help you learn from my mistakes so you can still enjoy life AND pay off debt. We’ll talk about how you can do both.
I totally get that. Life is crazy sometimes! This course will launch again, but I’m honestly not sure when, and this is the lowest price the course will ever be. You can always sign up and go at your own pace when the time is right for you and your schedule as you’ll always have access!
No! These principles will be applicable no matter your income level. My husband and I tackled our biggest financial goals (paying off debt and saving an emergency fund) while we were making one third what we are now. But I also want to help you find ways to increase that income to get there faster! We’ll cover this as well in the course.
We’ll dive into this in the course! I’ll help you discover what the dream is you’re wanting to pursue and go over some financial goals you may want to work on to get there.
I totally get that. Why would I spend money on something when I’m trying to be mindful of my money? This course will teach you how you can budget and then optimize your budget for greater success. You’ll learn how you can manage money, save money on expenses, make more money, and accomplish your goals faster. So that right there is a return students can expect on this affordable course. Not to mention building a foundation and changing habits that will save money in the future. AND working to live out your dream faster. So what’s your dream life and financial freedom worth to you?
And here’s the thing: you’re more likely to put in the work on something when you have bought in with your financial resources. Maybe this is the motivation you need to make a change in your life. That change can be today.
You’ll have access to this course for as long as it exists! Kinda like lifetime access. 🙂 You can start whenever and take as long as you need. Then go back and rewatch content any time!
Nope. In fact, it may take time. And that’s a good thing! But this course is laying the foundation and plan for you to achieve your financial goals and your passions. How fast you want to get there is up to you and the balance that you choose to have in your life, which is different for everyone!
Yes! Budgeting is international! But a few expenses I mention may be different in your country (i.e. medical insurance).
We have a 30 day refund policy if you need it! We just ask that you’ve fully gone through all the content and watched each lesson before requesting a refund.
Send me an email at marissa@thebudgetingwife.com and I’d be happy to help!
You’re working on paying off your student loan debt while also planning your next family vacation.
You don’t need to worry about how you’re going to afford this vacation because you’ve planned and saved for it. AND you have a plan for how your debt will get paid.
Your dream of financial freedom is around the corner as you also enjoy your life here and now. It’s 100% possible to find joy in daily life while working on your big financial goals and pursuing your dreams. I can’t wait to show you how.
Ready to make a change and start working on your financial goals as you enjoy life and pursue your dreams in life? Today’s the best day to start. I can’t wait to see you in Budget To Your Dream Life as we embark on this journey together!
*Disclaimer: enrolling in this course does not guarantee that you will be living your dream life. Achieving this goal is up to you and the work and sacrifices you put into it. Marissa is not a financial advisor. This is not personalized financial advice.